Here are some things to consider before you join the liveaboarding lifestyle, especially in Zaphira. 

Lotta people think it's cheaper to live on a boat than it is to rent. It definitely can be as y'don't have to deal with certain mortgage costs, and y'don't need as much power for the smaller living space. But the key word is maintenance. Boats need constant repair and maintenance, especially while in Zaphira. The ocean water has a ph of 6, which is the acidity of milk, over the usual 8 average in other parts of the water due to Zaphira's sordid history with "fuck it we ball". You will basically need to know how to fix and repair any section of your boat if you want to survive out here, especially if you want it to be cheaper than renting..

Zaphira supports a vaste cesspool of organisms that've managed to crawl their way into randomly surviving all of the city's events. Thrashers and Yutay are of major issue due to their waterborn nature, and one must be ready to attempt basic bartering with any that've decided to be nice that day.

There are also plenty of magically irradiated and regularly irradiated monsters and mutants that can, in fact, breathe in ocean water. Weapons are a must for situations like this, along with a working motor.

Boats are much smaller than homes. Off-season clothing, work clothing, or precious items and amenities are better stored off-shore. This can get expensive if one needs to get a rental. Or has a large family that they're trying to fit onto a boat.